House Hold Insurance Summary

Some key facts that our home insurance policy covers in comparison to our competitors are:-

 
Trace and Access for leaks
200,000CYP public liability
Electrical power surges
New for old
Frozen food (due to malfunction, rise/fall in temperature)
Subsidence, heave, landslip
24 Hour Emergency Helpline
Fire/Explosion/lightning/earthquake/smoke/Storm/Flood/hail/snow damage
Riot/civil commotion/labour or political disturbances
Malicious persons or vandals
Escape of water or oil
Freezing of water in any part of the plumbing installation, fixed water or fixed heating systems
Theft or attempted theft (please note the policy exclusions)
Collision involving aircraft, vehicles, animals, trees or branches
Cables and underground pipes and drains
Glass, ceramic hobs and sanitary ware
Cover whilst selling your home
Rent and alternative accommodation
Emergency entry into your home
Falling aerials inc satellite dishes
Breakage of glass & mirrors
Loss or theft of keys
Television, video, audio and computer equipment.
Contents in the open
Fatal Injury benefit
Clerical business equipment
Accidental damage (optional)